This plan is specifically designed to cover your employees for a wide range of eventualities, which provides protection against death or disabilities including compensation payments. It helps business to reduce financial losses resulting from such situations while displaying the magnanimity of the company.
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Workmen's Compensation
Employers have a legal responsibility to their employees to make the workplace safe. However, accidents do happen even when we least expect it. Workmen's Compensation Insurance covers workers injured on the job, whether the incident happens in the factory or workplace elsewhere.
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Goods in Transit
This plan covers property against loss or damage while it is on transit from one place to another or being stored during a journey. It can be taken for goods being distributed either in your own vehicle or by a third-party carrier.
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Equipment All Risk
Equipment All Risks Insurance is an all-risk protection for plant, machinery and equipment against fire, external explosion, theft and accidental collision.
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Public Liability
If you have members of the public or customers visiting your premises, you should think of getting a Public Liability Insurance. This type of insurance covers bodily injury or damage to their property as a result of an accident in your premises due to your negligence.
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Fire
Our Fire Insurance for business property provides coverage for building, plant and machinery damaged by fire, lightning and explosion. Other extraneous perils can be extended into the cover as well.
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Marine Cargo
Marine Cargo Insurance encompasses the insurance for the movement of goods and merchandise by sea, air, rail and road. This insurance ensures that all your transportation coverage is catered for and should you have a loss, your business will not suffer.
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Contractor's All Risk
Building, plant and machinery have to be erected or installed before commercial production could take place. During this period, insurance protection is needed until the building, plant and machinery are finally handed over to the principal by the contractor.
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Golfers
With our Golfers Insurance, comprehensive coverage is given for loss and damage to golf clubs and equipment, accidental loss of life plus medical expenses in case of any untoward incident. Expenses resulting from injury to third parties and damage to their possessions are also catered for.
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Burglary
Every day, you are exposed to all kinds of risks in your business operations; one of the most common is burglary. Talk to us on how you can run your business with one less worry.
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Money
Money could be lost in so many ways every day. This insurance is just the type of security you want. This insurance is intended to protect any business establishment against loss of money as a result of burglary or armed robbery.
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